Personal budget tracking

Plan your month.
Know where your money goes.

Set category budgets, track expenses on a calendar, and compare planned vs. actual spending at a glance.

Free for personal use · No card required · No bank linking · Read-only demo
Your data stays private No bank connection required Plan and actual spending together Import from files or with AI
Features

Everything you need to manage your money

A focused dashboard for real budgeting — no clutter, no spreadsheets, no guesswork.

See the whole month at a glance

Track expenses on a calendar and get one clear monthly view of income, spending, budgets, and what’s left.

Plan spending by category

Set monthly limits for your categories and keep your budget organized in a way that matches your real life.

Compare plan vs. reality

See how much you planned to spend, how much you’ve actually spent, and where you’re going over budget.

Import expenses in minutes

Upload a file or use AI import to turn raw spending data into structured expenses without manual entry.

Live demo

Explore a ready-made monthly budget

Open a pre-filled, read-only workspace and see how category budgets, calendar-based expense tracking, and planned versus actual spending work together.

Try live demo

No signup required · Pre-filled demo data · Read-only

Plan vs. actual

Stop guessing where the month went

Every category shows planned against actual, so overspending is obvious before it becomes a surprise.

  • Per-category progress
    A live bar for each category as spending is logged.
  • Overspend flags
    Categories past their plan turn red the moment they cross the line.
  • Carry categories forward
    Reuse the same categories every month and compare across time.
Groceries$430 of $500
Transport$165 of $200
Entertainment$130 of $200
Dining out$236 of $200
Utilities$280 of $300
FAQ

Questions, answered

Not necessarily. You can add expenses manually, import them from a file, or paste a rough list and let AI structure it for you.

No. Budget Tracker works without access to your bank account, so you decide exactly what financial information to add.

Yes. Create categories that match the way you actually spend, set a monthly budget for each one, and reuse them across months.

Your categories stay available, while the new month gets its own budgets and expenses. Previous months remain accessible for comparison.

Yes. AI-generated expenses are shown for review, so you can correct the category, amount, date, or description before confirming them.

Both. You can plan how much you want to spend and then compare that plan with your actual expenses throughout the month.

Your financial information is private to your account and is never sold. AI import doesn't change that: Budget Tracker only prepares a prompt for you to run in your own AI chat, so the app never sends your expenses to an AI provider — only what you choose to paste there yourself.